"We Do More"
IBC Bank was founded in 1966 in Laredo, Texas. Today, it serves as the flagship bank of International Bancshares Corporation (IBC) and it is one of Texas' largest independent commercial bank holding companies.
IBC is a registered multibank financial holding company providing a diversified range of commercial and retail banking services in our main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma. It is organized and operated as a bank holding company within the meaning of the Bank Holding Company Act of 1956 (BHCA). As a bank holding company, IBC may own one or more banks and may engage in activities closely related to banking. In this regard, IBC is subject to supervision and regulation by the Board of Governors of the Federal Reserve System (FRB). In addition, all five of our wholly-owned banking subsidiaries are members of and subject to regulation by the Federal Deposit Insurance Corporation (FDIC).
| 7-Day Banking at many locations |
| Extended Banking Hours |
| IBC Bank Online with Bill Pay |
| IBC Mobile Banking |
| Personal and Business Checking Accounts |
| Savings Accounts |
| Instant Issue VISA Debit Card |
| Certificates of Deposit (CDs) |
| Mortgage Loans |
| Home Equity Loans and Home Equity Lines of Credit |
| Personal and Commercial Loans |
| ATM Services |
| IBC Voice - an automated telephone system |
| Trusts and Estate Planning |
| Letters of Credit |
| Foreign Exchange |
| Wire Transfers |
| International Trade Services |
| Business Line of Credit |
| IBC Payroll Card |
| E-Statements |
| Investments** |
| Insurance Policies*** |